Quick Answer: Bills Must Be Paid has 27 achievements — 13 public, 14 hidden — and the whole set is a 3-4 hour, one-sitting 100% according to many launch reviews. Nothing requires grinding beyond the game's natural arc: the public list is a straight ladder from "smash 10 piggies" to Freedom (pay all your bills — the ending, 14.6% of players at day one). The only ones that need deliberate play: the three gambling achievements (50/50, All or Nothing, Eyes on the Piggy — the mini-games are otherwise skippable, and one review's advice is to skip them except Double or Nothing), Super Jackpot (19.1%, luck-dependent), and Bought It All (17.2% — the shop's price ladder tops out at a $10,000,000 hammer). Global rates below were captured on July 30, 2026, one day after release — day-one numbers skew toward dedicated early buyers and will drift down.
Piggy Shuffle: pick the right piggy after the shuffle to double your stake — and to unlock Eyes on the Piggy. (Screenshot: Rike Games)
All 13 Public Achievements, in Unlock-Rate Order
Global unlock rates double as a completion roadmap — sorted by rate, this is roughly the order players earn them:
| % | Achievement | Requirement |
|---|---|---|
| 100% | Rookie Smasher | Smash 10 piggies |
| 100% | Bills Must Be Paid | Pay your first bill |
| 100% | Better than Nothing | Earn $100 in a single run |
| 100% | Twice as Precise | Maintain 100% accuracy across 2 consecutive runs |
| 93.8% | 50/50 | Win a coinflip |
| 87.1% | High Roller | Earn $1,000 in a single run |
| 69.8% | Multismasher | Destroy 3 piggies at once |
| 57.8% | Five Figures | Earn $10,000 in a single run |
| 40.6% | All or Nothing | Go all in on a gamble |
| 35.3% | Eyes on the Piggy | Pick the correct piggy in Piggy Shuffle |
| 19.1% | Super Jackpot | Hit the Super Jackpot once |
| 17.2% | Bought It All | Buy every item in the shop |
| 14.6% | Freedom | Pay all your bills |
The other 14 are hidden. We haven't unlocked them all ourselves, so we won't guess their names or conditions here — given the game's systems, likely candidates are milestones in the piggy collection, rare-coin collection and prestige layers, and we'll document them as community confirmation emerges. One hidden name is already known from the forums: "Die-Hard Fan Certified" — a player asked how many hours it takes on launch day and got no answer yet, so its requirement is unconfirmed.
The Ones Worth Planning For
- Twice as Precise (100% accuracy, 2 runs in a row): sitting at 100% global on day one, so it clearly comes naturally — accuracy only counts swings, and early runs are short. If you're deliberately chasing it, do it on a fresh cycle when runs last seconds and piggies are slow.
- Multismasher (3 piggies in one hit): hammer-dependent. The shop's hammer lineup explicitly trades crit and speed against area of effect — take a big-radius hammer into a crowded table and this pops on its own.
- The gambling trio — 50/50, All or Nothing, Eyes on the Piggy: the mini-games are optional for beating the game (a day-one completionist confirms completion is achievable while skipping the feature; a reviewer's blunt take: "skip the gambling unless it's Double or Nothing and you can clear the full payout in one round"), but these three achievements do need you to touch them. Do the coinflip and one all-in early, when your stake is small and losing costs you nothing. Worth knowing about the coinflip: the developer says it's a genuine "50/50 (physics)" simulation, but acknowledged in the same thread that it "does not feel or turn out to be fair enough" and is considering tilting it toward the player — one player's observation (unverified) is that large bets land far worse than small ones, so flip small. Eyes on the Piggy is the skill check of the three: you have to actually track the shuffle, and at least one launch review complains the shuffle is "WAY too fast." Bet the minimum and retry — only the win needs to land once.
- Super Jackpot (19.1%): jackpot multipliers proc while smashing; the skill tree's luck branch exists for exactly this kind of thing. No player-documented proc rate yet — treat it as "keep smashing, invest in luck if it's stubborn."
- Bought It All (17.2%): the shop's visible price ladder runs $4,000 → $50,000 → $250,000 → $1,000,000 → $10,000,000 for hammers, plus décor items up to $210,000 (prices read from the official screenshots). That $10M ceiling is the achievement — it lands late in the arc when your per-run earnings have gone exponential.
- Freedom (14.6%): pay every bill — the ending. The Bankruptcy & Prestige Guide is effectively the route: build Prestige Points off new bill records, buy the permanent rings/bracelets, and the final bills fall.
FAQ
How long does 100% take? Roughly 3-4 hours, bracketed by hard data: six players who posted completions in the first 24 hours report 2.9 to 4.7 hours, finishing on prestige cycles 3 to 5, and launch reviews cluster in the same band (one completionist did it with just two bankruptcies). The developer's own pre-release estimate for a full playthrough — "around 2-5 hours" — agrees. Notably, one 100% poster finished while still missing 2 bracelets and 9 rings, so maxing the prestige shop is not required for the achievement set.
Are any achievements missable or luck-gated? Nothing looks permanently missable — the game is cycle-based and every system stays available. Super Jackpot and Eyes on the Piggy are the closest to luck/skill gates, and both are retryable indefinitely.
Do the hidden achievements need a second playthrough? Unknown — but no launch review mentions needing one; "100% in one sitting" reports imply the full 27 fall within the normal arc.
Sources: Steam global achievement statistics for Bills Must Be Paid (all 13 public achievements, captured July 30, 2026 — day-one percentages will shift), shop prices and Piggy Shuffle mechanics read directly from the official Steam screenshots, and launch-week Steam reviews for completion times and per-achievement tips (individual reports flagged as such). The 14 hidden achievements are not listed to avoid guessing. Written July 30, 2026.